I was talking to someone in the grocery store checkout line recently, and mentioned that I was a Realtor. They replied “Oh, we’d love to buy a house, but I don’t think my credit score is high enough.” Unsurprisingly, a lot of potential buyers feel this way, or worry that they don’t have enough money for a down payment. So many of us have heard for so long that you need to put at least 10% down and have a credit score of 750 to qualify for any type of loan.Luckily for my grocery line companion, that’s not the case anymore. Check out the great graph below that outlines average credit scores for different types of loans, average down payments, and the trend interest rates have taken through the decades. Call or email if you have any questions! slaying myths about buying a home